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~Alex Hastings~
Hastings Insurance Solutions LLC
641-494-9494 Cell
563-355-0262 Office
855-355-0262 Fax
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Should You Buy an Extended Warranty or Not?
Protecting your investment is always top of mind, no matter how affordable or costly your purchase was.

From televisions to cars, extended warranties offer you the peace of mind for a low cost, either up front or built into your monthly payment. These extended warranties can prove to be lifesavers or costly "investments" depending on how and what they are used for.

For example, an expensive extended warranty that covers almost everything is probably only a good investment if you plan to keep the item for an extended period of time.

Otherwise, any repairs made to the item in the short term may not amount to the full cost of the warranty. Additionally, some customers may forget they have a warranty on an item and then still pay out of pocket even when they don’t have to.

Another vital thing to consider when it comes to extended warranty coverage is the amount and breadth of coverage that an extended warranty will provide.

If there are many exceptions to a policy or a few places where the policy is valid, then no matter the "deal" you’re getting on this warranty, it may not be worth the time or trouble, as it is essentially worthless.

Deciding on whether to buy an extended warranty is an individual decision with a few important factors involved. Reach out to us today, and we can help you evaluate the risks, needs, and potential benefits of an extended warranty if you are considering one.
Get My Free Stay at Home Guide

Whether you need an escape, tips to homeschool or entertain the kids, cook a meal or keep the quarantine pounds at bay, I've got an extensive guide that has helpful resources for everyone.

Click below to download your copy of my "40+ Ways to Stay Safe & Entertained at Home" guide.

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Tips for Getting (and Staying) Fit Indoors
Many of us are sitting in front of screens for both work and leisure purposes these days. The good news is those same screens provide a digital way to get the blood pumping and endorphins rushing for every pace, mood, and level! If you’re working from home or looking to break out of your usual routine, follow these helpful tips to get moving in your own home.

Apps. You can find a wealth of different types of exercises and well-being support built into a range of apps. Check out the YMCA’s app at or the Nike Training Club app at Or just head to your app store to see what’s popular on the charts.

YouTube. The popular video sharing website has a large community of health and wellness gurus who provide inspiring workouts for free. For example, Yoga with Adriene shares calming routines for beginner, intermediate, and experienced yogis, while The Fitness Marshall fuses high-energy dance moves with pop music for a fun exercise experience.

Bodyweight exercises. If you don’t have access to gym equipment, make use of your own body! This type of strength training uses your own body to provide resistance against gravity, improving power, flexibility, speed, and coordination in the process.

Dedicate a space. If possible, create a permanent workout spot in your home, whether it be a corner or a room. Make sure to keep it tidy and clean.

Work out with others. Thanks to video apps like Zoom, you can share your exercise with others. Why not start a weekly club with friends? You can connect and keep each other motivated simultaneously!
Southern-Style Sliders
Put some pep in your appetizer game with these pimento cheese sliders with green tomatoes and some Southern hospitality.
Serves 12
•2 cups shredded extra-sharp cheddar cheese
•8 oz. cream cheese, softened
•1/2 cup mayonnaise
•1/4 teaspoon garlic powder
•1/4 teaspoon cayenne powder
•1 4-ounce jar diced pimentos, drained
•12 mini sweet rolls
•12 slices green tomato
•1/2 pound sliced deli turkey breast
•1 stick butter, melted
•Everything bagel seasoning, as needed
Preheat oven to 350 degrees.

Place the cheeses, mayonnaise, garlic powder, cayenne, and pimentos in a bowl and mix well until evenly combined. Set aside.

Prepare the sliders by cutting the entire pack of rolls in half horizontally. Place the bottom of the rolls on a 9x13 baking sheet. Layer tomato slices evenly on the bottom buns, season with salt and pepper, and then layer slices of turkey on top. Add roughly a tablespoon of pimento cheese on each individual bun, then place the tops of the rolls on. Brush tops of the rolls with melted butter and sprinkle with the everything bagel seasoning. Cover with foil and bake for 10 minutes, then remove foil and bake an additional 2 minutes. Serve hot.
Do You Know These 4 Common
Myths about Car Insurance?
Misconceptions surrounding car insurance abound and can impact the decisions you make on which car to buy or lead you to lose money. Many of these misconceptions are untrue. To aid you in making an informed decision, below are five common myths about car insurance.

Myth: More expensive cars cost more to insure

Fact: False. Not every expensive car costs more to insure than a mid-priced car. Insurance rates are determined by a variety of factors, including how frequently a specific car type is stolen, the amount of times a vehicle needs repairs, and how much those repairs cost.

Myth: Red cars are the most expensive to insure

Fact: The color of a car has absolutely no bearing on the price of insurance. While the make and model will undoubtedly influence the price you’ll pay, you can pick the color worry-free.

Myth: Carrying the minimum amount of insurance is acceptable, and comprehensive insurance covers everything

Fact: Double false. The minimum amount of liability insurance will satisfy state law but will most likely not cover extensive damages in case of a crash. Comprehensive insurance can cover many situations, but it is specifically for damage done in a non-collision event.

If you’d like to learn more about these common myths and what other factors impact car insurance prices, call us today. We are happy to answer any questions.
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Increase Your Home's Value with
These Landscaping Ideas
A picture is worth a thousand words if it can create a memorable first impression. What better way is there to achieve a positive reaction to the presentation of your home than to start at the curb with your detailing and exterior design features? You want to capture the attention of a casual visitor or prospective buyer from the moment they step foot on your property.

A well-thought-out plan for the curb appeal of your home can increase its value by 10% to 15% and give a buyer a good reason to select your home to purchase.

You will want to create a landscape design that complements the style of your home. A Victorian cottage demands colorful flowering gardens along with a curvy stone walkway, while a craftsman bungalow is more suited for hedges and perennial borders with a paver entry. Whatever the style, the addition of evergreens will provide year-round color, and deciduous trees will provide great shade and intimacy to a residence when properly placed. Making the right choices for great curb appeal doesn’t need to come at a high price or with extensive upkeep. Flower beds are easily planted and are inexpensive. Selecting plants that do not grow quickly or shed will create a low-maintenance yard.

A major asset to a property’s value is the installation of landscape lighting. The illumination of landscape elements and interesting features of the architecture lets your home command attention 24 hours a day. Another great way to bolster your home’s desirability is to install an irrigation system that will keep your landscaping fresh and inviting, even during the warmest months.
This newsletter and any information contained herein are intended for general informational purposes only and should not be construed as legal, financial or medical advice. The publisher takes great efforts to ensure the accuracy of information contained in this newsletter. However, we will not be responsible at any time for any errors or omissions or any damages, howsoever caused, that result from its use. Seek competent professional advice and/or legal counsel with respect to any matter discussed or published in this newsletter. 

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